The short version: Yes, you can finance an automated gate — and there are two ways to do it through our lending partner. The most popular is 12 Months Same-As-Cash: no payments and no interest if the balance is paid in full within 12 months (read the fine print below — we put it in plain English). For larger projects, fixed-term installment loans spread the cost into predictable monthly payments. Pre-qualifying takes minutes online or one phone call — and since gate projects are quoted per site, the smart order is: free estimate first, then finance the real number. |
Can You Finance an Automated Gate? Yes — Here’s How It Works
A complete automated gate project is a real investment — here’s what openers and gates actually cost in the Sacramento area — and most homeowners would rather not write that check in one sitting. So we partner with a national home-improvement lender to offer financing on our gate projects. The roles are simple: we design and build your gate; the lender handles the loan, the approval decision, and the terms. You apply directly with them (online or by phone), and once you’re approved, your project moves forward like any other.
Option 1: 12 Months Same-As-Cash (Most Popular)
This is the program most of our customers choose: no payments and no interest if the balance is paid in full within 12 months. It fits people who have the money coming — a bonus, a tax refund, a home sale closing — but want the gate installed now. Security and convenience today, payment on your schedule.
The fine print, in plain English: “same-as-cash” programs are deferred-interest loans. If the balance is NOT paid in full within the 12-month window, interest typically applies retroactively — calculated from day one, not from month 13. This program rewards a plan: know how you’ll pay it off before you sign, and confirm the exact current terms with the lender during your application. If you’re not confident the balance will be gone in 12 months, the fixed-term loan below is usually the better fit. |
Option 2: Fixed-Term Installment Loans
For bigger builds — dual swing gates, slide gates with site work, video intercoms, solar packages — our lending partner also offers traditional installment loans: a fixed term, a fixed rate, and a predictable monthly payment, with no payoff-deadline pressure. Ask about current terms when you apply; the lender will lay out the options your project and credit qualify for.
What Can You Finance?
The whole project: the gate and fabrication, the operator, UL 325 safety devices, access control (keypads, video intercoms, call boxes), and the site work — power runs, and the concrete track a slide gate rides on. Those last items are exactly costs people forget to budget for, and they’re the reason financing a complete, correctly-built project beats paying cash for a stripped-down one. A gate done right is also an asset your home gets value back from.
How to Apply for Gate Financing
| Step | What to do |
|---|---|
| 1. Get your free estimate | We walk the property and give you the real project number — so you finance what the gate actually costs, not a guess. Call (916) 713-5276. |
| 2. Pre-qualify with the lender | Online in minutes via the Get Pre-Qualified link, or by phone with a live agent at (888) 644-3659. |
| 3. Reference our program | Program phone: (888) 736-6511 · Contractor ID: 127393 · Loan Code: DEL2625 (12 Months Same-As-Cash) or DEL2622 (Traditional Installment Loans) |
| 4. Build | Once approved, we schedule fabrication and installation like any other project. |
Other Ways Customers Pay
Some customers pay cash, and some use a home equity line they already have — both are perfectly good routes, and we’re a gate company, not financial advisors, so we won’t pretend to know which is right for your situation. Talk to your bank or financial advisor about those. Our financing program exists for one reason: so the gate doesn’t have to wait on either.
| Financing is provided by a third-party lender and is subject to credit approval. Programs, promotions, rates, and terms are the lender’s, can change, and should be confirmed directly with the lender during application. Nothing on this page is financial advice. |
FAQ: Financing an Automated Gate
Can I finance an automated gate installation in Sacramento?
Yes — through our lending partner, with two main routes: 12 Months Same-As-Cash (no payments, no interest if paid in full within 12 months) or a fixed-term installment loan with predictable monthly payments. Pre-qualification takes minutes online or by phone.
How does 12 Months Same-As-Cash actually work — what’s the catch?
It’s a deferred-interest program. Pay the balance in full within 12 months and you pay zero interest. Miss that window, and interest typically applies retroactively from day one. It’s a great program with a payoff plan and a risky one without — confirm the exact terms with the lender, and choose the fixed-term loan if you want no deadline.
Do I need good credit to qualify?
Approval and terms are the lender’s decision, based on your credit — we don’t see or influence it. The online pre-qualification is the fastest way to find out where you stand.
Should I get the estimate or the financing first?
Estimate first. Gate projects are priced per site — opening width, power, access control, site work — so pre-qualifying against a real quoted number beats guessing. The estimate is free either way.
What does an automated gate project cost?
It depends on your starting point and the gate type — we publish real numbers rather than making you call: see our opener cost guide and the add-on costs most quotes hide.
Can commercial gate projects be financed?
Commercial projects have different budgets and structures — call us at (916) 713-5276 and we’ll walk through the options for your property.
Get the Estimate, Then Decide How to Pay
We specialize in the installation, repair, and maintenance of automated gates across Sacramento, Placer, El Dorado, Yolo, Yuba, and Nevada counties. Licensed (CA #979657), bonded, and insured, since 2012. The estimate is free, the financing takes minutes to explore, and the gate doesn’t have to wait.
Call (916) 713-5276 for your free on-site estimate, or get Pre-Qualified Now!
